2 PwC 2 PwC Global FinTGlobal FinTech Reportech Report Contents Title Key messages Introduction 3 Section 1: The epicentre of disruption 5 Section 2: Emerging FinTech trends on the radar 9 Section 3: An industry under siege 19 Section 4: ffence is the est defence 22 oncusion 29 Appendi 3 FinTech is shaping FS Where traditional Disintermediation: Time to get off the from the outside in financial institutions FinTech’s most bench: over 20% Summaries of the trends 31 have failed, FinTechs powerful weapon of FS business at risk e­o€o 34 are succeeding to FinTechs ontacts 35 Blockchain: an Heading for bargain The free lunch is over: untapped technology basement FS? FinTech FS must leverage the is rewriting the is slashing costs FinTech ecosystem FS rulebook